Generally, insurance companies will regularly look at driving records for their insured. If a person is convicted of DUI, their insurance company will discover it on their driving record after the case is over. They will adjust their rates based on their policies, practices, and procedures.
Beyond the potential criminal penalties, the impact of a DUI on auto insurance in Mesa can be significant. A strong defense against the charges is the best way of avoiding the financial and social consequences of these allegations. The dedicated attorneys at Grand Canyon Law Group are former prosecutors who know how to handle these cases the right way and protect your way of life. Let us get to work for you.
If a person is charged but not convicted of a DUI, the impact on their insurance will depend on the specific company. Without a conviction, most insurers will not raise rates or drop the person from coverage. It is crucial to fight the DUI charges from the get-go with a relentless Mesa attorney to prevent potential penalties from one’s insurance company.
After a DUI conviction, a driver may be dropped from coverage or see their rates increase. Depending on their internal policies, some companies will not insure drivers with DUIs on their records. These policies will be noted in their disclosure documents or agreements involved in signing up for coverage.
Certain insurance companies may allow their clients to get away with one DUI. However, a person with multiple convictions or other traffic tickets on their record may be labeled as a risky driver and have difficulty getting insurance coverage, as our DUI lawyers in Mesa can explain.
After a traffic stop or arrest for intoxicated driving, a driver should consult with a nearby attorney. At the initial consultation, they should discuss their current insurance coverage, including information about their company and its policies. A skilled Mesa attorney like those at Grand Canyon Law Group can help protect a person’s insurance status and rates by defending the DUI charge at the core of the case. If a driver is acquitted of DUI, they will not face problems with their insurance company.
Another way to prevent insurance penalties and consequences is to work for a lesser conviction, such as reckless driving or a lower form of DUI. Our lawyers understand how to minimize the impact of a DUI charge on a person’s auto insurance by fighting the prosecution, presenting mitigating factors, or working toward a fair plea deal.
The goal in any DUI case is to avoid a conviction, as a mark on your record can have far-reaching consequences. In addition to criminal sentencing, social stigma, and an impact on your employment, you may also face dropped coverage or raised rates from your insurance company.
The seasoned attorneys at Grand Canyon Law Group commonly employ various strategies to prevent these negative outcomes and protect your way of life. Reach out to our firm today to discuss the impact of a DUI on auto insurance in Mesa. Give us a call to set up a consultation about your case.